Our Services

Brokerage & Benefit Consulting:

In today’s global economy, employers are looking for professional and knowledgeable advocates to partner with when tackling the task of developing a cost effective employee benefit program.   Our approach to benefit plan design comes from our many years of experience as an independent brokerage firm.

We have preferred access to a comprehensive suite of employer funded and voluntary insurance products for clients of all sizes. Ebenconcepts has a successful track record providing benefit solutions for over a decade across the United States. We specialize in employee benefit administration and simplification. We can help you reduce your strain on human resources administration, improve employee satisfaction and productivity, and increase employee loyalty.

Brokerage and Consulting services include but are not limited to:

  • Request For Proposal (RFP) submission and review to qualified insurance carriers
  • Detailed market analysis of bid results
  • Preferred Provider Organization (PPO) comparison by ZIP code
  • Cost containment strategies
  • Healthcare reform planning
  • Return on Investment (ROI) analysis from Wellness Programs.

Insurance Solutions

Employer Sponsored:

  • Medical
  • Dental
  • Vision
  • Life & AD&D
  • Short Term Disability
  • Long Term Disability
  • Long Term Care
  • Critical Illness
  • Key Man /Executive Life Plans

Voluntary Benefits:

  • Dental
  • Vision
  • Life & AD&D ($150,000 Guarantee Issue)
  • Short Term & Long Term Disability
  • Long Term Care
  • Voluntary Accident & Cancer Plans

Individual Plans:

  • Short term medical
  • Individual medical & dental
  • High Risk Pool Coverage (in applicable States)
  • Medicare products

Click here to see our Preferred Partners