
Marsha Letterman
Marsha has been in the insurance industry for over 15 years. She started her insurance career in 1998 as a life insurance agent with a family owned brokerage firm, Consolidated Insured Benefits, in Greenville, SC, where she previously resided. After relocating back to her home state of NC in 2004, she worked as a property and liability agent for Fortner Insurance Agency in Burnsville, NC. Her successful experience in property and liability insurance brought her to Cardinal Insurance Agency, Inc., in January of 2010. In May of the same year, she was approached by EbenConcepts and was offered an Account Manager’s position, working for Lee Ellis’s team in Spruce Pine, NC and Johnson City, Tennessee.
Marsha has a passion for helping people and works hard to meet each individual client’s needs, no matter how big or small.
Marsha is a current member of the National Association of Health Underwriters and is also a member of her local association, Western North Carolina Association of Health Underwriters, which she takes an active part in throughout the year.
Marsha and her husband Ronnie have two children between them, Ryan and Austin. Ryan currently resides in Orlando, FL where he is attending college and works full-time. Austin is finishing his last year in high school and will graduate in May 2015. He enjoys spending time with his friends and working in his Dad’s landscaping business.
Outside of work, Marsha enjoys several hobbies and activities, including, family time(especially watching NFL football – Go Philadelphia Eagles!) attending classes at the local gym(Zumba and Aerobics,)bargain shopping (especially Goodwill Retail Stores,) and most importantly attending church in her community.
EbenConceptsConsultants
We have preferred access to a comprehensive suite of employer funded and voluntary insurance products for clients of all sizes.

Lori Alala
ljalala@ebenconcepts.com
828-328-5671

Neil Annas
nannas@graniteinsurance.com
828 396-3342

Raguet Bass
raguet@ebenconcepts.com
(972)-687-1830

Scott Broome
scott@broomeins.com
828-328-5671 x113

James Craven
jmcraven@ebenconcepts.com
910-391-2032

David Crumpler
dkcrumpler@ebenconcepts.com
910-401-9453

Clive Burger, RHU®
caburger@ebenconcepts.com
704-288-3026

Josh D. Burger
jdburger@ebenconcepts.com
(704) 663-6444

Jeff Cloer LUTCF, CLTC
jacloer@ebenconcepts.com
828.524.4442 ext. 237

Jerod Cohen
jscohen@ebenconcepts.com
919 571-4335

Johnny Dawkins
jldawkins@ebenconcepts.com
910-401-9452

Tori Doss
tdoss@hawkemail.com
(540) 343-4309

Sam East
sceast@ebenconcepts.com
423-328-0034

Amy Ellis
alellis@ebenconcepts.com
828-765-3499

Lee Ellis
laellis@ebenconcepts.com
828-765-3499

Wayne Ellis
wpellis@ebenconcepts.com
828-733-4533

Stuart Everley
sweverley@ebenconcepts.com
423-328-0034

Heather C. Gorman
heatherg@ebenconcepts.com
336-579-2685

Sandy Hamilton
shamilton@hawkemail.com
(540) 343-4309 ext. 203

Evie Harrison
esharrison@ebenconcepts.com
443-928-4974

Tom Harrison
teharrison@ebenconcepts.com
443-928-4974

Michele Herbert
mherbert@ebenconcepts.com
804-428-0000

EJ Herring
ejherring@ebenconcepts.com
972.687.1871

Kate Hutchinson
khutchinson@ebenconcepts.com
410-972-4530

Keith Johnson
kgjohnson@ebenconcepts.com
(910) 892-2121

Andrew Kaiser
ankaiser@ebenconcepts.com
828-328-5671 x125

Warren Lee
wlee@ebenconcepts.com
972-367-4850

Marsha Letterman
mlletterman@ebenconcepts.com
828-765-3499

Kimberly Martin, RHU, CPHC
kcmartin@ebenconcepts.com
864-868-4850

Michael Matznick
mematznick@ebenconcepts.com
336-579-2686

John McLendon
jrmclendon@ebenconcepts.com
828-479-6448

Robbie Menter, RFC, LTCP
robbie@ebenconcepts.com
972-267-6655

David R. Moore, CLU
drmoore@ebenconcepts.com
336-584-3781

Dustin Moore
dmrubnitz@ebenconcepts.com
912-352-0820

Jim Mozingo, MBA
jim@iiginc.net
910-867-9500

Tracy Mozingo
tracy@iiginc.net
910-867-9500

Kimberly Mysinger
kjmysinger@ebenconcepts.com
423-639-0288

Mike Norris
manorris@ebenconcepts.com
828-524-4442 x207

David Peake
dbpeake@ebenconcepts.com
423.639.0288

Steve Phillips
sdphillips@ebenconcepts.com
910-947-2957

David Rubnitz, LUTCF
dmrubnitz@ebenconcepts.com
912-352-0820

Pete Schantz
pkschantz@ebenconcepts.com
336-245-2529

Paula Sherbrook
pssherbrook@ebenconcepts.com
336-584-3781

Van Shore
evshore@ebenconcepts.com
336- 679-8816

David Smith
dcsmith@ebenconcepts.com
910-401-9455

Bobby Spell
rcspell@ebenconcepts.com
910-592-8611

Cameron Spell
cospell@ebenconcepts.com
910-592-8611

Shelley Grant Tarkington IV
sgtarkington@ebenconcepts.com
832.230.0680

Gary Thompson
gthompson@chappellsmith.com
615-435-8299

Allison Vines
ahvines@ebenconcepts.com
828-765-3499

M. Hughes Waren, Jr RHU
hughes@ebenconcepts.com
910-763-8050

Heather Rubnitz Willingham
hrwillingham@ebenconcepts.com
912-352-0820

Wes Washel
whwashel@ebenconcepts.com
828-669-7912