Marsha Letterman

(828) 765-3499

Marsha has been in the insurance industry for over 15 years. She started her insurance career in 1998 as a life insurance agent with a family owned brokerage firm, Consolidated Insured Benefits, in Greenville, SC, where she previously resided. After relocating back to her home state of NC in 2004, she worked as a property and liability agent for Fortner Insurance Agency in Burnsville, NC. Her successful experience in property and liability insurance brought her to Cardinal Insurance Agency, Inc., in January of 2010. In May of the same year, she was approached by eBen and was offered an Account Manager’s position, working for Lee Ellis’s team in Spruce Pine, NC and Johnson City, Tennessee.

Marsha has a passion for helping people and works hard to meet each individual client’s needs, no matter how big or small.

Marsha is a current member of the National Association of Health Underwriters and is also a member of her local association, Western North Carolina Association of Health Underwriters, which she takes an active part in throughout the year.

Marsha and her husband Ronnie have two children between them, Ryan and Austin. Ryan currently resides in Orlando, FL where he is attending college and works full-time. Austin is finishing his last year in high school and will graduate in May 2015. He enjoys spending time with his friends and working in his Dad’s landscaping business.

Outside of work, Marsha enjoys several hobbies and activities, including, family time(especially watching NFL football – Go Philadelphia Eagles!) attending classes at the local gym(Zumba and Aerobics,)bargain shopping (especially Goodwill Retail Stores,) and most importantly attending church in her community.


We have preferred access to a comprehensive suite of employer funded and voluntary insurance products for clients of all sizes.