David Smith
David C. Smith, JD REBC is Senior Vice President of EbenConcepts. A native of Banner Elk, North Carolina, he is a graduate of the North Carolina School of Science and Mathematics, the University of North Carolina, Chapel Hill and North Carolina Central University School of Law’s competitive Evening Program. David directs all compliance matters for the agency, its agents and their clients, as well as serves as the primary sales director for its technology and risk management strategies for larger clients. In addition, he spearheads strategy and data analysis for the agency’s self-funded clients.
He began his career working on policy and regulatory issues at the state level in the early 1990’s and remains actively involved with the NC Department of Insurance on issues effecting employers and agents within the state. David also worked with Blue Cross and Blue Shield of North Carolina, the state’s largest health insurer, in numerous capacities in the sales and marketing division while completing law school before practicing law on a full-time basis until 2009, focusing on employee benefits and insurance related matters.
David is acknowledged nationally as an expert on employee benefits, including ERISA, COBRA, HIPAA Privacy, Wellness, and the Affordable Care Act. He has worked with federal and state regulators on David has written numerous articles for national publications on the impact of new and evolving federal laws and regulations on employers and employee benefit plans and is frequently quoted in numerous media outlets on these topics. David authors opinion and compliance articles and blog posts frequently for Employee Benefit Advisor.
A very active member of the National Association of Health Underwriters, David has served in leadership positions at the local, state and national levels for the organization.
His leadership in our industry has been recognized numerous times. David was named the 2013 Health Plan Advisor of the Year by Employee Benefit Advisor magazine and twice named to the Hot 100 Insurance Professionals by Insurance Business America magazine. In June 2018, David was awarded the Harold R. Gordon Memorial Award, NAHU’s highest honor that carries with it the distinction of being recognized as the Health Insurance Industry’s Person of the Year.
David has been certified by NAHU as a Specialist in the Affordable Care Act, Worksite Wellness, HIPAA Privacy & Security, Benefits Technology, Self-Funded Health Plans, and Advanced Self-Funded, having not only completed the necessary educational requirements for each, but also by authoring (and co-authoring) five of these top-ranked certification programs for agents, brokers and consultants. He earned the Registered Employee Benefits Consultant (REBC) designation in 2018 and is licensed as a continuing education provider in fifty states and the District of Columbia.
EbenConceptsConsultants
We have preferred access to a comprehensive suite of employer funded and voluntary insurance products for clients of all sizes.
Muzzy Bass
muzzy@ebenconcepts.com
(972) 687-1829
David Smith
dcsmith@ebenconcepts.com
(919) 491-4321
Lee Ellis
laellis@ebenconcepts.com
(828) 765-3499
M. Hughes Waren, Jr RHU
hughes@ebenconcepts.com
(910) 763-8050
Lori Alala
ljalala@ebenconcepts.com
(828) 328-5671
Raguet Bass
raguet@ebenconcepts.com
(972) 687-1830
Devon Bradshaw
dbradshaw@ebenconcepts.com
(504) 343-4309
Scott Broome
scott@broome-associates.com
(828) 328-5671 x113
Josh D. Burger
jdburger@ebenconcepts.com
(704) 663-6444
Clive Burger, RHU®
caburger@ebenconcepts.com
(704) 288-3026
Jeff Cloer, LUTCF, CLTC
jacloer@ebenconcepts.com
(828) 524-4442 ext. 237
Jerod Cohen
jscohen@ebenconcepts.com
(919) 571-4335
James Craven
jmcraven@ebenconcepts.com
(910) 391-2032
Johnny Dawkins
jldawkins@ebenconcepts.com
(910) 401-9452
Sam East
sceast@ebenconcepts.com
(423) 328-0034
Amy Ellis
alellis@ebenconcepts.com
(828) 765-3499
Stuart Everley
sweverley@ebenconcepts.com
(423) 328-0034
Hunter Fisher
hafisher@ebenconcepts.com
(704) 279-7234
Lewis Gale
lgale@ebenconcepts.com
Heather C. Gorman
heatherg@ebenconcepts.com
(336) 579-2685
Sandy Hamilton
shamilton@hawkemail.com
(540) 343-4309 ext. 203
Stephen Hamilton
sthamilton@hawkemail.com
(504) 343-4309
Evie Harrison
esharrison@ebenconcepts.com
(443) 928-4974
Tom Harrison
teharrison@ebenconcepts.com
(443) 928-4974
Michele Herbert
mherbert@ebenconcepts.com
(804) 428-0000
EJ Herring
ejherring@ebenconcepts.com
(972) 687-1871
Kate Hutchinson
khutchinson@ebenconcepts.com
(410) 972-4530
Keith Johnson
kgjohnson@ebenconcepts.com
(910) 892-2121
Andrew Kaiser
ankaiser@ebenconcepts.com
(828) 328-5671 x125
Ryan Kuester
ryan@ghtinsurance.com
(804) 428-0000
Marsha Letterman
mlletterman@ebenconcepts.com
(828) 765-3499
Kimberly Martin, RHU, CPHC
kcmartin@ebenconcepts.com
(864) 868-4850
Jake Matthews
Jamatthews@ebenconcepts.com
(910) 592-8611
Michael Matznick
mematznick@ebenconcepts.com
(336) 579-2686
John McLendon
jrmclendon@ebenconcepts.com
(828) 479-6448
Rob McVay
rob@pinehurstinsurance.com
(910) 295-1431
Caroline Miller
cymiller@ebenconcepts.com
(336) 667-7125
David R. Moore, CLU
drmoore@ebenconcepts.com
(336) 584-3781
Dustin Moore
dmoore@ebenconcepts.com
(336) 584-3781
Kimberly Mysinger
kjmysinger@ebenconcepts.com
(423) 639-0288
Mike Norris
manorris@ebenconcepts.com
(828) 524-4442 x207
David Peake
dbpeake@ebenconcepts.com
(423) 639-0288
David Rubnitz, LUTCF
dmrubnitz@ebenconcepts.com
(912) 352-0820
Asia Rutherford
amrutherford@ebenconcepts.com
(423) 717-3703
Pete Schantz
pkschantz@ebenconcepts.com
(336) 245-2529
William Seawell
wdseawell@ebenconcepts.com
(828) 669-7912
Paula Sherbrook
pssherbrook@ebenconcepts.com
(336) 584-3781
Bobby Spell
rcspell@ebenconcepts.com
(910) 592-8611
Cameron Spell
cospell@ebenconcepts.com
(910) 592-8611
Phebe Starkey
ppstarkey@ebenconcepts.com
(865) 453-4675
Shelley Grant Tarkington IV
sgtarkington@ebenconcepts.com
(832) 230-0680
Gary Thompson
gthompson@chappellsmith.com
(615) 435-8299
Rosie Valle
rrvalle@ebenconcepts.com
(832) 230-0680
Wes Washel
whwashel@ebenconcepts.com
(828) 669-7912
Jonathan Williams
jpwilliams@ebenconcepts.com
(910) 592-8611
Steve Williams
jpwilliams@ebenconcepts.com
(910) 592-8611
Heather Rubnitz Willingham
hrwillingham@ebenconcepts.com
(912) 352-0820
Robbie Willingham
rawillingham@ebenconcepts.com
(912) 352-0820
Eric Yablon
ejyablon@ebenconcepts.com
(972) 687-1828
Kathy Young
kvyoung@ebenconcepts.com
(336) 245-2529